Most Investors Ride Bear Markets All the Way Down.
You Don't Have To.

Don't Ride It Down gives you a rules-based system that protects your 401(k) from catastrophic bear market losses using 15 minutes once a month and nothing else.

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Available in Kindle and paperback. Published March 2026.

The Advice You've Been Given Isn't Enough.

Stay the course. Think long term. Don't panic sell. It sounds wise until you watch a decade of contributions evaporate in fourteen months.Here's what nobody tells you. The sequence in which your returns arrive matters enormously, especially when you're close to retirement or already withdrawing. Two investors with identical portfolios and identical returns can end up with completely different retirements based on nothing more than when a bear market happened to arrive.You cannot control that timing. But you can control whether you have a system that reduces the damage when the evidence says a major downtrend is underway.That's what this book is about.

Four Rules. Fifteen Minutes a Month.
Two Portfolio States.

33 Years. Four Bear Markets.
The Results.

Backtested using actual SPX monthly closing prices from TradingView, October 1992 through March 2026. Four rules applied exactly as written. No optimization after viewing results.

During the 2000–2003 Dot-Com Bear, the system held roughly flat while buy-and-hold lost 27.8%. During the 2008–2009 Financial Crisis, the system lost 4.1% while buy-and-hold lost 33.3%. For a retiree with $500,000 saved, that difference is $149,500 in capital protected rather than lost at the worst possible moment.The system's edge is not return maximization. It is downside protection at the moments that matter most for retirement sustainability.

Past performance does not guarantee future results. Backtest assumes 0% return in Stable Value during risk-off periods. Actual 401(k) Stable Value returns would improve system results.

See Every Signal on Your Chart Automatically

DRID Bear Market Alert is the official TradingView indicator for the four-rule system in this book. It plots every buy, sell, hold, and circuit breaker signal automatically on the SPX monthly chart, so there's nothing to calculate and nothing to guess.Read the book first. The indicator makes the rules visible. The book explains why they work and what to do when they're tested. Together they give you both the system and the tool to run it.

• Get the Indicator — $37

One-time purchase. No subscription. Get $10 OFF using the promo code in the book.

About The Author

Antonio Eubanks, Sr. is the founder of Legacy Growth Investing Publications and the author of Don't Ride It Down. He built this system because he got tired of watching good investors follow good advice, stay the course, think long term, and still get devastated by bear markets that arrived at exactly the wrong time.The system in this book is the result of years of research, testing, and honest evaluation of both its strengths and its failure modes. It is designed not just to survive bear markets but to survive the psychological pressure that causes good investors to abandon good systems.Antonio is also the author of Dividend Growth Blueprint.